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Old 19-09-15, 07:52 PM   #11
Ringmaster
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Thanks for all the advice chaps!
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Old 19-09-15, 07:56 PM   #12
darreno'd'
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Quote:
Originally Posted by Coxy View Post
Not sure that's how it works as your car is insured by your insurer and they have to act on you behalf whether it's fault or non fault.
I had to do a retrospective agreed valuation on a friends Audi Coupe a few years ago who'd been whacked in the rear (so non fault) and they paid out based on the agreed value I had given less scrap value as he kept the car to break for parts.
The only way to ensure your agreed value in these circumstances, unless you are lucky, is to claim for any accident on your own policy, then your insurance co claims for losses against the third parties policy. Unfortunately, been there and done that
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